Leadership & Team Development: Lead and manage a team of Credit Analysts, ensuring high-quality output and optimized performanceFoster a culture of continuous learning through coaching, upskilling, and onboarding support for new startersCollaborate effectively with cross-functional teams including Front Office, Legal, Compliance, and broader Credit divisions Credit Application Preparation & Review: Oversee and prepare high-quality credit applications, ensuring seamless presentations to senior management committeesConduct in-depth analysis of financial statements, market dynamics, and client creditworthinessEnsure all applications align with internal credit policies, regulatory requirements, and risk frameworksDeal Origination & Evaluation: Participate in pre-deal discussions to shape deal structuring and provide effective credit solutionsManage deal flow, resource allocation, and turnaround times to drive operational efficiencySupport analysts on complex presentations, ensuring accuracy and high-quality delivery Risk & Compliance: Maintain strong awareness of the broader credit environment and apply sector insights to decision-makingManage post-approval processes by liaising with Legal and Compliance to ensure correct sanction documentation Stakeholder & Relationship Management: Build collaborative internal relationships to support operational successFrom time to time accompany Portfolio Managers on client visits to understand business operations and risk drivers Ad-hoc Projects: Support the Credit Manager with data clean-up and other special initiatives Skills & Experience: Minimum 35 years experience in credit risk management within the commercial or corporate environmentStrong analytical ability with deep understanding of financial statements and credit ratiosFamiliarity with the National Credit ActStrong financial and business acumen Qualification: BCom degree (Finance / Accounting)Postgraduate qualification or professional certifications (CA, CFA, CIMA, MBA) advantageous Connect with Us: Visit