JOB TITLE: General Manager: Enterprise-Wide Risk POST LEVEL: TASK 18 DEPARTMENT: Enterprise-Wide Risk REPORTING LINE: Chief Risk Officer SUBORDINATES: Four LOCATION: Sandton CONTRACT TYPE: Full time Purpose of the Job The purpose of the role is to lead the design and implementation of integrated strategy, risk, governance and Compliance policy and framework as well as institutional co‑operation to enable effective delivery of NHFC policy objectives, support optimized performance and ensure all statutory and other legal requirements and obligations are met. Key Responsibilities Strategic Direction and Governance – Provide strategic direction to the development of Enterprise Wide Risk Strategies and EWR Policies. Risk Policy Framework – Oversee the development of a comprehensive integrated risk policy framework that will guide NHFC’s operations; ensure compliance with applicable industry best practices and global regulatory guidelines. Risk Framework Components – Enhance, build or expand risk identification, risk scoring, risk appetite and risk reporting infrastructures, including relevant programs and processes across the department. ERM Special Projects – Lead ERM special projects such as corporate educational risk training, expanding risk automation tools, maintenance of ERM policies and documentation, and activities focusing on the advancement of risk accountability and culture. Policy Implementation – Lead the implementation of the NHFC’s Risk Management Policy Framework as periodically revised and approved by the Board of Directors while ensuring key risks (credit, market, operational) are identified, assessed, measured, controlled and managed prudentially. Risk Mitigation Initiatives – Lead the development of appropriate initiatives to mitigate risk exposure to emerging risks of the NHFC. Framework Enhancement – Strengthen the NHFC’s risk management framework and oversee policy development concerning ethics, security guidelines, quality management, human resources, environmental and regulatory requirements. Integrated Strategy & Governance – Lead the integrated strategy, risk and governance framework and institutional cooperation to achieve organizational objectives and meet statutory obligations. Risk Management Execution Build a robust risk management framework and architecture for the NHFC and manage organization-wide risk. Coordinate with the executive team on the development and maintenance of the risk framework. Direct the identification of real and potential risk emerging from organizational structure or process changes, new technology or new activities to target mitigation strategies. Ensure the team monitors the risk register and adjusts to environmental changes. Develop and refine qualitative and quantitative risk reporting to meet the needs of Exco. Implement and evaluate risk management framework, compliance and assurance systems, and decision-making protocols. Contribute to strategic planning processes with high-quality governance and risk advice. Identify and evaluate control strength to manage department risks. Facilitate regular risk assessments and collaborate in setting operational risk appetite and tolerance levels with business. Monitor control effectiveness through established business processes. Conduct regular stress testing and scenario analysis. Support management of relevant departments in identifying solutions to identified risks. Propose action plans to minimise impact on profitability. Identify current and emerging risks through continuous evaluation of internal and external environment. Audit Management Ensure ongoing research and development of audit-related processes. Oversee approval and implementation of the internal audit plan. Assist in planning the internal audit plan for the year with outsourced internal audit function and stakeholders. Communicate audit plan to relevant risk owners. Facilitate approval of audit reports from risk owners and process owners. Collate, review and recommend audit reports for approval. Monitor implementation of significant findings. Fraud, Corruption & Compliance Develop Fraud Strategy, Governance and Policy, including roadmaps, framework and structure for detection and prevention. Develop strategies to continuously monitor fraud risk. Create fraud risk policies and procedures. Prepare fraud risk assessment reports and documentation. Implement fraud risk action plans. Educate executive team on fraud risk best practices. Assess whistle‑blowing reports and investigate when appropriate. Coordinate material investigations with external forensic investigations and recommend remediation to management. Report quarterly to the Exco Committee on incidents, investigations and remediation steps. Business Continuity & Insurance Management Lead business continuity management and highlight BCM risks. Conduct operational risk assessments for BCM. Develop policy and framework in line with business processes. Monitor compliance and policy framework. Attend Asset Liabilities Committee meetings to discuss risk profile with management. People Management & Empowerment Seek opportunities to increase personal contributions and responsibility level. Build and maintain a high-performance culture through effective performance management. Provide clear leadership, promote a team culture aligning with values. Establish a safe work environment in line with legislation. Support diversity and inclusion. Delegate and empower employees to increase contribution. Apply labour and employment legislation consistently. Facilitate team goal setting and problem solving. Provide developmental feedback. Manage conflict through participatory transparent approach. Sign performance agreements annually. Maintain high staff morale. Provide advice on regulatory requirements, risk management, compliance processes and reporting. Qualifications Master’s degree in Commerce, Risk Management or equivalent. MBA an added advantage. Member of a professional governance body (e.g., IRMRSA). Thorough knowledge of relevant industry/sector and regulatory requirements. Experience Minimum of ten (10) years’ experience in Risk Management, five (5) at a managerial level. Proficiency in governance, control and risk. NHFC Competencies – Job Specific Competencies Risk Management Financial Management Stakeholder Management Internal Auditing Compliance Management Corporate Governance Analytical Problem Solving #J-18808-Ljbffr