Santam Broker Services has a career opportunity for a Senior Underwriter: Commercial Property in the Commercial Underwriting department located at our Alice Lane Office in Johannesburg. This role will report to the Manager: Commercial Property Underwriting. KEY RESPONSIBILITIES Develop and maintain all commercial products and coverages including the associated underwriting guidelines; rating; training material; system rules & processes; with relevant communiques to both internal and external stakeholders. Conduct ad hoc training to both internal and external stakeholders and assist in developing and building specialist technical underwriting skills within Santam. Development of new coverages to ensure market competitiveness to meet clients’ needs as the risk environment changes and to ensure market competitiveness. rk with Actuaries to determine appropriate rating structures and develop rating tools/solutions for these classes of business for use by external business partners. Assist internal stakeholders on more complex covers that require specialist underwriter input in respect of wording interpretations and decision making. Be able to adjust wordings and design clauses to include or exclude cover in line with underwriting decisions and risk appetite, whilst always being aware of the impact on other covers in the commercial portfolio. Ensure adherence to a National Survey Policy, aligned to the Santam Board’s Risk Appetite. Produce comprehensive business cases to proposals for changes to risk appetite. Analyse and sign-off of broker bespoke products. Ensure SBS Growth and Profit targets are tracked and achieved. Keep abreast of developments in global / local markets and claims trends. Engage with other expert underwriters in the Santam Group to ensure optimal client & broker solutions. Provide consistent and excellent service delivery in line with Santam Experience requirements. QUALIFICATIONS AND EXPERIENCE Bachelor’s degree or relevant insurance-related diploma: AIISA, FIISA, or similar. Must be able to demonstrate property underwriting ability and expertise. Proven track record of ideally at least 10 years’ experience within a Commercial Property and/or Agricultural Underwriting environment. 5 years of management experience. Extensive knowledge of (and understanding of the impact of) the relevant legislation on the business e.g. Building regulations etc. Exten Extensive knowledge of legal terms and South African legislation. Extensive short-term insurance knowledge including the principles of insurance and underwriting. KNOWLEDGE AND SKILLS Exceptional verbal and written communication abilities, including English communication and report-writing skills. Exceptional presentation skills. Strong interpersonal skills with the capacity to collaborate effectively with internal and external stakeholders. Exceptional Proficiency in Commercial Property Underwriting. Strong relationship-building, negotiation, and networking abilities. COMPETENCIES Technical and Underwriting Expertise Commercial Product Development and Innovation Analytical & Financial Acumen Systems and Process thinking Stakeholder Influence & Collaboration Technical Communication & knowledge transfer Strategic & External Market Awareness Judgement, decision-making & Accountability Service orientation and Professional Creditability Ability to work under pressure Santam is committed to diversity, inclusion, and belonging. As an equal opportunity employer, we encourage applications from candidates of all backgrounds, including persons with disabilities. We are dedicated to neuro-inclusivity and fostering a workplace where everyone can thrive. #J-18808-Ljbffr