Business Segment: Business & Commercial Banking Role Overview: To support the Relationship Manager in growing and retaining a portfolio of high-value Premium Business Segment relationships by providing proactive, mobile, and value-adding financial partnership services. Key Responsibilities: Develop a deep understanding of customers’ businesses through regular interactions, including visits to their places of business. Utilize client value chain analysis to identify customer needs and deploy appropriate banking and financial solutions. Perform complex financial analysis of annual financial statements, management accounts, and cash flow projections. Prepare and present agricultural and business finance applications to the credit committee. Manage the credit process end-to-end, including collateral management, monitoring, and annual reviews of clients with credit facilities. Qualifications: Honours Degree; SAICA Articles/CA(SA) or CIMA qualification is advantageous. FAIS Representative certification. Experience: At least 4 years in financial management, accounting, or management accounting roles. At least 4 years in credit or financial analysis within Business Banking. Experience or knowledge of agricultural finance is advantageous. Additional Skills & Attributes: Practical approach to problem-solving. Challenging ideas constructively. Developing expertise and strategies. Understanding banking processes and procedures. Strong business acumen, including audit and customer review processes. Customer understanding and relationship management in Business Banking. #J-18808-Ljbffr