Responsibilities Provide high‑level analysis and interpretation of complex regulatory and legislative frameworks, applying a robust risk‑based methodology to guide decision‑making. Identify, assess, and risk‑rate all applicable laws and regulations impacting the assigned business units, ensuring comprehensive regulatory coverage. Oversee the design, development, and implementation of the compliance and legislative universe for responsible business areas. Lead the development, maintenance, and execution of Compliance Risk Management Plans (CRMPs) for critical regulatory and legislative requirements. Develop and review monitoring plans that define the compliance monitoring methodology, scope, and frequency aligned to risk priorities. Produce and present monitoring reports that articulate findings, trends, and recommendations to senior management and governance structures. Oversee incident and regulatory breach reporting processes to ensure timely escalation, remediation, and tracking of compliance risks. Interpret new and existing regulatory requirements and provide strategic, practical guidance to business units on effective implementation. Advise senior leadership on the adequacy and effectiveness of systems, policies, processes, and internal controls designed to ensure regulatory compliance. Conduct research and proactively communicate relevant regulatory developments, trends, and impacts to key stakeholders. Champion and embed a strong culture of compliance within Sanlam Retail Mass by leading compliance awareness initiatives, projects, and training programmes. Deliver training and capability‑building interventions to distribution channels and business units on core regulatory requirements and obligations. Qualifications and Experience LLB or BCom law Compliance qualification (PG Diploma in Compliance Management) would be advantageous. Meets the competence, qualifications and experience requirements to be registered as a Compliance Officer with the Financial Sector Conduct Authority. Conduct Authority certificate would be advantageous. Admission as an attorney of a High Court (advantageous). 3–5 years’ experience as a Compliance Officer in the Financial Services Industry. Knowledge and Skills Knowledge of the financial services industry, especially insurance. A thorough understanding of compliance risk management and monitoring programmes. Knowledge of regulatory requirements impacting the various businesses (e.g. FAIS, FICA, LTIA, PPR, POPIA) will be advantageous. Analytical thinking. Decision‑making skills. Technical professional skills. Report writing skills. Good communication and presentation skills. Personal Attributes The ability to manage people and processes effectively in instances where non‑compliance is identified. Thorough and detail‑minded. Ethical and principled. Core Competencies Being resilient - Contributing through others Collaborates - Contributing through others Cultivates innovation - Contributing through others Customer focus - Contributing through others Drives results - Contributing through others #J-18808-Ljbffr