Location: SandtonType: Full-timeSeniority Level: CEO/Director/PartnerReports to: Board of Directors Job Description The CEO of StudyAll will lead a pioneering fintech company focused on democratizing access to quality education through innovative student lending solutions. As the head of this alternative lending platform, you will build and scale a technology-driven financial services business that provides flexible payment options specifically designed for underprivileged students who lack traditional funding options. This role requires a leader with deep fintech expertise, regulatory knowledge, and a passion for financial inclusion in the education sector. Key Responsibilities Business Strategy & Growth● Define and execute the strategic roadmap for StudyAll’s lending platform, positioning it as a leader in the education fintech space● Develop and scale alternative credit assessment models that evaluate student creditworthiness beyond traditional metrics● Drive product innovation in flexible repayment structures, income-share agreements, and BNPL education financing● Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach Financial Services & Risk Management ● Build and oversee a robust NBFC operation compliant with regulatory requirements and industry standards● Implement sophisticated risk assessment algorithms and credit scoring models tailored to student demographics● Develop sustainable unit economics and pricing strategies that balance accessibility with profitability● Establish comprehensive loan portfolio management, including collections, restructuring, and recovery processes● Monitor key lending metrics: default rates, loan-to-value ratios, customer acquisition costs, and lifetime value Technology & Operations ● Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicing● Implement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk management● Ensure robust cybersecurity, data protection, and fraud prevention measures across all operations● Build scalable operational infrastructure to support rapid growth and high transaction volumes Regulatory & Compliance ● Navigate and ensure compliance with NBFC regulations, consumer protection laws, and financial services legislation● Establish relationships with regulatory bodies, rating agencies, and industry associations● Implement comprehensive KYC, AML, and credit reporting procedures● Maintain adherence to fair lending practices and responsible lending guidelines Fundraising & Capital Markets● Develop relationships with venture capital firms, private equity investors, and strategic financial partners● Explore debt financing options, securitization opportunities, and alternative capital sources● Present compelling investment propositions highlighting market opportunity, unit economics, and growth potential Leadership & Team Building ● Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business development● Foster a culture of innovation, customer-centricity, and responsible lending practices● Establish clear performance metrics, accountability structures, and incentive programs Required Qualifications Core Experience ● 10+ years of senior leadership experience in fintech, NBFC, digital lending, or financial services● Proven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative finance● Deep understanding of credit risk management, underwriting processes, and loan portfolio optimization● Regulatory expertise in NBFC operations, consumer lending laws, and financial services compliance● Technology leadership experience with fintech platforms, digital lending solutions and data-driven decision making Industry Knowledge ● Alternative lending experience: BNPL, peer-to-peer lending, marketplace lending, or similar models● Credit assessment expertise: Alternative credit scoring, machine learning models, and non-traditional data sources● EdTech familiarity: Understanding of education financing, student demographics, and academic institution partnerships● Capital markets knowledge: Experience with debt funding, securitization, and investor relations Leadership Capabilities ● Entrepreneurial mindset with experience building fintech companies from early to growth stage● Strategic thinking with ability to identify market opportunities and competitive advantages● Stakeholder management skills for engaging with regulators, investors, partners, and team members● Data-driven approach to business decisions, risk management, and performance optimization Educational Background ● Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative field● Regulatory training in NBFC operations and consumer lending compliance What We Offer ● Highly competitive executive compensation● Significant equity stake with potential for substantial value creation as the company scales● Lead a high-impact fintech that democratizes access to quality education● Shape the future of education financing and student lending in emerging markets● Build a category-defining company with potential for regional expansion and market leadership #J-18808-Ljbffr