Senior Commercial Analyst - Portfolio & Impairments – Hybrid (Cape Town) – Full‑Time – Competitive Salary + Career Growth + Data‑Driven Culture About the Company This fast‑growing fintech player is shaking up the online lending space with smart tech, smarter data, and a seriously sharp team. They’re all about using machine learning, predictive analytics, and real‑time insights to make lending seamless and sustainable. If you love working where innovation meets impact, you’ll feel right at home. What You'll Be Doing You will be the go‑to guru for post‑funding loan performance. That means digging deep into collections efficiency, delinquency trends, and impairment modelling. You’ll build ML models, forecast credit losses, and help shape smarter strategies across the board. Expect to collaborate with credit risk, finance, and commercial teams and create legendary dashboards. Your Toolkit Will Include Python, R, PostgreSQL Tableau, Redash, Looker NLP, deep learning, anomaly detection IFRS9 impairment modelling Real‑time analytics pipelines Who You Are You have a postgrad in Stats, Actuarial Science, or Data Science (bonus points for a Master’s), and at least 3 years of experience in analytics, preferably in fintech, lending, or banking. You know your way around credit risk, collections, and predictive modelling. And you’re not afraid to challenge the status quo. Why You'll Love It Here Work on cutting‑edge data science projects Be part of a collaborative, innovative team Enjoy career development that actually goes somewhere Make a real impact in a fast‑moving business Ready to dive into one of the most exciting Data Jobs in Cape Town? Apply now and let your data skills do the talking. Salt is acting as an Employment Agency in relation to this vacancy. #J-18808-Ljbffr