Purpose Statement To influence and provide Intuitive Credit insight to the Business Bank Credit divisional strategy and translate it into a strategy and operating model for Intuitive Credit. To lead and manage the Intuitive Credit department, accountable for departmental strategy and optimal performance through business planning, budgets, goals and metrics, people, standards, principles and processes. Experience 8yrs+ management in a senior role within a business and commercial banking and/or credit environment, preferably at a commercial level, given the complexities involved in the Intuitive Credit segment; Or As a specialist in a leadership role such as a Credit Analyst, Actuary. Proven experience of using influence and relationships to drive and achieve objectives. Experience of strategically leading, planning and managing Credit initiatives. Qualifications (Minimum) Bachelor's Degree in Accounting - Financial Accounting or Management Sciences Qualifications (Ideal or Preferred) Post Graduate Diploma in Finance or Business Management Knowledge Strategic credit risk management Credit scoring and credit risk strategic experience across the credit life cycle Banking and financial Services Industry Basel II Broad business knowledge and acumen Up to date knowledge of the Credit Risk regulatory requirements Knowledge and experience of Intuitive Credit life cycle/value chain. Commercial, business and financial principles and practices. Building and developing effective teams. Governance and risk management principles Business products, processes, policies and systems Fundamental IT systems and data analysis Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/ /06 #J-18808-Ljbffr