### **Empowering Africa's tomorrow, together...one story at a time.**With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.**Job Summary**The Head of Transactions and Payments is central to positioning Absa as a leader in the rapidly evolving payments ecosystem, driving innovation, client value, and sustainable growth across Business Banking.**Job Description****Key Accountabilities****Strategic Leadership & Vision*** Provide thought leadership to Business Bank Exco on Transactions, Payments, and emerging industry trends* Define and execute a future-fit Transactions and Payments strategy aligned to Business Banking and Group priorities* Translate strategy into clear roadmaps, execution plans, and measurable business outcomes* Ensure optimal allocation of financial, human, and technology resources to deliver on strategic priorities**Business & Commercial Leadership*** Lead the end-to-end Transactions and Payments portfolio, ensuring competitive, client-centric product offerings* Translate market insights into innovative, digitally enabled payment solutions to support segment in driving revenue growth, market share expansion, and improved client acquisition and retention* Ensure commercial plans deliver against financial targets and strategic objectives**Operational Excellence*** Oversee the design, optimisation, and continuous improvement of operational processes and value chains* Drive simplification, standardisation, and efficiency to improve cost-to-serve and turnaround times* Embed a high-performance culture focused on operational discipline, measurement, and continuous improvement**Risk, Governance & Compliance*** Ensure adherence to Group Risk and Compliance frameworks within defined risk appetite* Strengthen control environments and embed proactive risk management practices* Maintain strong governance, reporting standards, and audit readiness across the function**Stakeholder Management & Integration*** Influence enterprise prioritisation to achieve aligned business outcomes* Build and sustain strategic partnerships with internal stakeholders, regulators, and external partners**People Leadership*** Lead, inspire, and develop a high performing business area of approximately 400 colleagues.* Build leadership capability, succession pipelines, and future-fit skills* Foster a culture of accountability, inclusivity, and continuous development**Experience & Qualifications*** MBA or master's degree* Minimum 10 years' experience in executive or strategic leadership roles managing complex business areas* At least 5 years' experience in a strategic payment's role.**The successful candidate will demonstrate:*** Proven ability to provide strategic insights on Payments and Transactional Banking at executive and industry levels* Strong track record of leading transformation in complex, matrix environments across multiple business cycles* Commercial acumen with a focus on delivering measurable financial outcomes* Digital fluency and a strong orientation toward innovation and emerging technologies* Deep client focus with the ability to translate client needs into competitive solutions**Education**Master's Degree*Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.**Absa Bank Limited reserves the right not to make an appointment to the post as advertised*At Absa, our story is not a single narrative. It's thousands of individual journeys unfolding across Africa and beyond.From colleagues serving customers in local communities to teams shaping financial solutions across borders, Absa is built on people who bring their lived experiences, ambitions and perspectives into the workplace every day. Whether you're starting your career, a seasoned leader or somewhere in between, your contribution is seen, valued and connected to something bigger.Our presence across Africa - which spans personal and business banking, corporate and investment banking, wealth and investment management, and insurance - exists because of the people who show up in their roles with purpose. Across Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda and Zambia, our colleagues are shaping what Absa becomes in each market.Beyond the continent, teams in global offices and a technology hub support and extend the stories that prove that African talent can lead, influence and innovate on the global stage.At Absa, **your story matters** because progress is driven by human experience, not hierarchy. When people are enabled to bring their whole selves to work, they don't just build careers. They help shape the future of Africa's financial services landscape.#J-18808-Ljbffr