Overview To grow and retain a portfolio of high-value Premium Segment relationships through partnering for growth using an ecosystem mindset to proactively provide a high-end differentiated service with premium solutions that add value. Responsibilities Act as a trusted advisor by developing a deep understanding of client’s business through regular interaction with clients at their place of business as per segment value proposition guidelines. Provide a central advisory role to the client and motivate and process credit applications timeously. Grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value-adding financial partnership role. Ensure deep understanding of the customer’s business through regular interaction with clients, including their place of business. Provide a full array of customized financial solutions tailored to meet the growth needs and potential of clients within the portfolio. Deliver effective relationship management to optimize client profitability and value to the bank by accurately assessing the client’s current and future financial position. Ensure client satisfaction across allocated portfolio through needs analysis and solution-driven outcomes. Utilize client value chain analysis to understand customer needs and deploy banking and financial solutions accordingly. Perform complex financial analysis on annual financial statements, management accounts and cash flow projections. Prepare and present agricultural and business finance applications to credit lending committees. Manage the credit process end-to-end including collateral, monitoring and annual reviews of all clients with credit facilities. Build trust, credibility and confidence with Agricultural and Business Clients. Qualifications Minimum Degree Requirements, one of the following or similar: B.Comm (Management Accounting), B.Comm (Accounting), B.Comm (Agricultural Economics), BSc. (Agricultural Economics). Preferable / Advantages Hons Degree SAICA Articles/CA (SA) CIMA Qualified/ACMA (CGMA) Experience Requirements 7 Years experience in Financial Management, Financial Accounting, Management Accounting or similar roles. Experience in Relationship Management, Credit Analysis, Financial Analysis within Business Banking. Agric Specialist or Agric Economist with Agricultural Knowledge/Experience. Location The position will be based in Humansdorp, Eastern Cape. Behavioural Competencies Articulating Information Convincing People Developing Expertise Directing People Technical Competencies Banking Process & Procedures Business Process Improvement Client Knowledge Client Retention #J-18808-Ljbffr