Credit Manager position available in Wellington. Duties and Responsibilities: Lead and manage the end-to-end credit, collections, and debtor management function Develop, implement, and enforce credit policies, credit limits, and payment terms Conduct customer credit assessments and evaluate credit risk exposure Drive collections performance and manage overdue accounts and debtor ageing Monitor and mitigate debtor risk to protect company cash flow and working capital Manage credit insurance, securities, guarantees, and legal recovery processes where required Partner with commercial and operational teams to support responsible customer trading activities Strengthen credit governance, internal controls, and compliance processes Prepare and analyse debtor reports, credit risk reports, and collection performance metrics Identify opportunities to improve credit processes, automation, and reporting efficiencies Lead, mentor, and develop the debtors and collections team Maintain strong relationships with customers while ensuring effective debt recovery Support business growth through commercially sound credit decisions Utilise data analytics and technology to enhance credit risk management and collections performance Requirements: Grade 12 / Matric Certificate Relevant tertiary qualification in Finance, Accounting, Law, Commerce, Risk Management, or related field advantageous Minimum 5 years’ experience in credit management, collections, and debtor risk management Proven experience managing customer credit portfolios and collections processes Strong understanding of credit risk assessment and debtor management principles Experience working within a commercial, distribution, FMCG, wholesale, or agricultural environment advantageous Proficiency in Microsoft Office, particularly Excel Experience working with Microsoft Dynamics 365 Business Central (Microsoft BC) or similar ERP systems Strong analytical and problem-solving abilities Excellent negotiation, communication, and stakeholder management skills Ability to make sound commercial decisions while maintaining risk controls Strong leadership and team management capabilities #J-18808-Ljbffr