Payment Operations Specialist: Operations Maker – Level 1 (FinTech / Digital Assets / Payments / Stablecoins) Cape Town, Western Cape, South Africa Job Openings Payment Operations Specialist: Operations Maker – Level 1 (FinTech / Digital Assets / Payments / Stablecoins) About the job Payment Operations Specialist: Operations Maker – Level 1 (FinTech / Digital Assets / Payments / Stablecoins) Our client operates at the intersection of traditional finance and digital asset infrastructure, enabling seamless movement of value across fiat and stablecoin networks. The business is building an institutional‑grade, highly controlled payment environment with strong governance, auditability, and operational discipline. Role Overview This is a Level 1 “Maker” role within a structured maker‑checker control framework. The Payment Operations Specialist is responsible for the accurate preparation, initiation, and recording of all payment transactions, across both: Traditional fiat rails and Stablecoin/blockchain networks This role is execution‑focused, with no approval authority, but plays a critical role in ensuring transaction accuracy, traceability, and operational integrity. Job Type: Full Time/Permanent Location: Cape Town Workplace: Hybrid Requirements Degree in Finance, Accounting, or related field (preferred) 1–3 years in: Payments operations, Banking operations, FinTech or crypto operations Basic understanding of: Payment flows (SWIFT, internal transfers, settlements), Stablecoins and blockchain fundamentals Exposure to wallet platforms (e.g., Utila, Fireblocks) is advantageous Strong attention to detail (critical) High accuracy in transaction processing Ability to follow structured processes consistently We are specifically looking for candidates who are: Precision‑driven and detail‑obsessed Process‑oriented and disciplined High ownership and accountability mindset Comfortable operating under strict controls and governance Calm and methodical under pressure Responsibilities Payment Execution: Prepare and initiate fiat (inbound, outbound and internal) and stablecoin transactions (USDT, USDC) with complete accuracy and readiness for approval Wallet Operations: Execute transactions on approved wallet platforms (e.g. Utila, Fireblocks), ensuring strict adherence to address validation and governance controls Transaction Booking: Accurately record all transactions across internal ledgers and platforms, ensuring full traceability Reconciliation: Perform first‑level checks between internal systems, bank records, and blockchain activity; identify and escalate discrepancies Monitoring & Exceptions: Track transaction progress across payment rails and blockchain networks; elevate delays, errors, or failures Controls & Compliance: Operate within the maker‑checker framework, maintaining strict process discipline and complete audit trails Escalation: Provide clear, structured, and actionable handovers to Level 2 Operations, Treasury, or Compliance #J-18808-Ljbffr