The purpose of the position is to support strategic decision-making through in-depth financial analysis of monthly results, and forward-looking analysis through budgets and forecasts. Minimum Education CA (SA) Minimum Experience 5 years’ experience Technical (Comp) Business Acumen Holistic understanding of Retail banking, including funding, distribution, credit, pricing, provisioning and accounting In-depth understanding of drivers to financial ratios and calculations In-depth understanding of financial ratios and calculations Knowledge of financial industry practices Knowledge of the NCA and other applicable legislation relating to Retail Banking Practical knowledge of analytical / statistical tools Practical knowledge of application and behavioral scoring Key Responsibilities Monthly Reporting Automate reporting views for Group (statutory and segmental) Review consolidation entries, inter-company stack-ups, and monthly management accounts for accuracy and completeness Review Group reporting recons for accuracy and completeness Identify opportunities to improve the control environment, including chart of accounts clean-up where necessary Integrated Financial Planning Produce and maintain a financial planning model that forecasts financial position and performance, responsive to evolving strategic focus areas from a Group perspective Consider feasibility of business cases and proposed acquisitions Review budget submissions for reasonability and challenge assumptions where necessary Consider market factors that may impact budget drivers Year End and Interim Reporting Assist in the preparation of interim and annual financial statements, including cashflow statements Evaluate the going concern assumption per entity, in accordance with IAS 1 and ISA 570 Undertake the valuation of the Group and entities within the Group when required Provide support where required relating to integrated reporting, sustainability reporting, BEE reporting, SARB reporting Customer Create and maintain productive relationships with internal and external clients by providing advice and assistance Create understanding of the ‘real’ versus ‘perceived’ need through experience and expertise while complying with company polices legislation and regulations Keep the client informed about progress through written communication, telephone communications and/or face to face meetings Build a positive image by exceeding client expectations at all times Treat internal and external customers fairly at all times. #J-18808-Ljbffr