Job Description You will oversee the end-to-end lending process, ensuring fast, sound credit decisions and a high-performing loan portfolio. The focus is on structuring and managing working capital solutions linked to invoices and confirmed purchase orders, within a disciplined risk framework. Skills & Experience Deal Origination & Structuring Lead the assessment and structuring of invoice discounting and PO funding transactions Evaluate underlying contracts, buyers, and transaction flows to ensure bankable deals Guide the team in analysing applications efficiently and within defined turnaround times Review and recommend funding decisions, highlighting key risks and mitigants Oversee deal execution, legal agreements, and disbursements Portfolio Management & Collections Monitor funded transactions post-disbursement, ensuring delivery against POs and invoice submission Track repayments tied to client cash flow cycles and buyer payments Manage collections, escalations, and recoveries where required Minimise impairments through proactive risk management and early intervention Risk, Compliance & Reporting Ensure all lending activities comply with internal frameworks and regulatory requirements Produce regular portfolio reports with insights on performance, trends, and risks Maintain strong documentation standards across all funded deals Team & Operational Leadership Coach and support a lending team to deliver consistent credit quality and service Improve processes, turnaround times, and product delivery in working capital finance Contribute to product development in invoice-based and contract-backed funding solutions Qualification Degree in finance, credit or similar and related field #J-18808-Ljbffr