Leadership & Team Development Lead and manage a team of Credit Analysts, ensuring high-quality output and optimized performance Foster a culture of continuous learning through coaching, upskilling, and onboarding support for new starters Collaborate effectively with cross-functional teams including Front Office, Legal, Compliance, and broader Credit divisions Credit Application Preparation & Review Oversee and prepare high-quality credit applications, ensuring seamless presentations to senior management committees Conduct in-depth analysis of financial statements, market dynamics, and client creditworthiness Ensure all applications align with internal credit policies, regulatory requirements, and risk frameworks Deal Origination & Evaluation Participate in pre-deal discussions to shape deal structuring and provide effective credit solutions Manage deal flow, resource allocation, and turnaround times to drive operational efficiency Support analysts on complex presentations, ensuring accuracy and high-quality delivery Risk & Compliance Maintain strong awareness of the broader credit environment and apply sector insights to decision-making Manage post-approval processes by liaising with Legal and Compliance to ensure correct sanction documentation Stakeholder & Relationship Management Build collaborative internal relationships to support operational success From time to time accompany Portfolio Managers on client visits to understand business operations and risk drivers Ad-hoc Projects Support the Credit Manager with data clean-up and other special initiatives Skills & Experience Minimum 3–5 years’ experience in credit risk management within the commercial or corporate environment Strong analytical ability with deep understanding of financial statements and credit ratios Familiarity with the National Credit Act Strong financial and business acumen Qualification BCom degree (Finance / Accounting) Postgraduate qualification or professional certifications (CA, CFA, CIMA, MBA) advantageous #J-18808-Ljbffr