Overview Ozow is a leading fintech company redefining digital payments in South Africa and beyond. We are dedicated to making payments more accessible, secure, and convenient for both businesses and consumers. As a fast-growing player in the financial technology sector, Ozow fosters a culture of innovation, diversity, and inclusivity. We are committed to making a positive impact on the world through our payment solutions. More about this Ozow fantastic position As Ozow continues to scale, one of our biggest growth opportunities lies within our existing SME and long-tail merchant base. We are looking for a commercially minded Commercial Growth Associate to unlock this opportunity by increasing merchant activity, retention, product adoption and revenue through scalable, data-driven and AI-enabled growth initiatives. Your responsibilities Collaborate cross-functionally with Commercial, Product, Marketing and Data teams to drive merchant growth initiatives. Take ownership of the SME and long-tail merchant segment performance. Influence stakeholders using data-driven insights to prioritise growth opportunities. Merchant Lifecycle Growth: design and implement lifecycle programmes to improve merchant activation, engagement and retention. Identify growth opportunities across the merchant journey and deploy targeted interventions. Optimise onboarding-to-activation funnels to increase active merchant rates. Merchant Revenue Growth: drive GPV growth across the SME merchant base. Increase revenue per merchant through targeted commercial initiatives. Improve transaction frequency and overall merchant performance. Merchant Health & Segmentation: develop and manage merchant segmentation strategies based on behaviour and value. Build and maintain merchant health scoring frameworks. Identify at-risk merchants and implement proactive retention strategies. Product Adoption & Expansion: increase adoption of Ozow products across the merchant base. Identify upsell and cross-sell opportunities. Partner with Product and Marketing teams to drive feature awareness and usage. Automation & AI-Enabled: design and implement scalable, automated growth programmes. Leverage AI tools to enhance merchant engagement and internal efficiency. Build automated lifecycle journeys that drive measurable outcomes. Growth Experimentation: run structured experiments to test and optimise growth strategies. Use data insights to refine initiatives and improve performance. Measure and report on impact of growth initiatives. Tool Utilization & Change Management: ensure effective use of CRM, data tools and systems to support growth initiatives. Build and maintain processes and documentation for scalability. Support implementation of tools and systems that enhance merchant growth. Your skills and competencies You eagerly embrace change, absorb cross-functional skills, and connect ideas across disciplines to drive fresh thinking and innovation. Ability to initiate, develop, maintain and leverage outstanding relationships to influence a wide network inside and outside the company. A trailblazer who steps up, takes charge, and creates meaningful impact—driven by performance and purpose to lead from the front. You thrive in collaboration, embrace inclusion, and bring a genuine curiosity for global cultures—valuing collective success over individual credit. Demonstrate strategic foresight, sound judgement, and the ability to make confident decisions under uncertainty, always working toward the best possible outcomes. You challenge norms, champion innovation, and constantly seek growth—for yourself, your team, and the solutions you build. You are a decisive doer—taking initiative, following through with confidence, and ensuring results through courageous, hands-on leadership. We value optimism, agility, and the strength to persevere under pressure—balancing performance with positivity, even in challenging environments. You are driven, proactive, and ready to take ownership, face challenges with grit, and push for excellence—not just as participants, but as catalysts for success. Interview process During the interview process you will meet with the People team, the hiring manager, and relevant C-Suite. Be prepared to complete a technical assessment that will showcase your skills. Compliance As a fintech company, we prioritize data security, confidentiality, regulatory and compliance. Given the sensitive nature of our work, all employees are expected to demonstrate professionalism, accountability, and a commitment to ethical conduct in line with financial regulations and industry standards. Ready to be exceptional? Apply now! #J-18808-Ljbffr